Rolul statului in asigurarea veniturilor la pensionare va fi in scadere in urmatoarele decenii. Astfel, trebuie sa economisim cat mai repede. As recomanda ca, atunci cand esti foarte tanar, sa economisesti macar 10% din veniturile tale pentru pensie, iar daca incepi tarziu poti sa ajungi la o pondere de 15-20% din venituri. Cred ca ar fi o mare eroare ca cineva sa renunte la Pilonul II in ideea de a-si obtine viitoarea pensie doar de la Pilonul I.
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